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| 30 Year Fixed |
| 20 Year Fixed |
| 15 Year Fixed |
| 7/1 ARM |
| 5/1 ARM |
| 3/1 ARM |
| Alternate Credit |
| Jumbo Loans |
| Home Equity - Line of Credit |
| Interst Only Loans |
| 1.25% Principal & Interest |
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30 Year Fixed
3% Down
Fixed Rate
Payments are preset for 30 years. You may reduce the term of the loan with a bi-weekly option. The maximum conforming loan amount may be exceeded with a subordinate loan. Call one of our loan consultants today for the latest rates.
Term: 30 years
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20 Year Fixed
Fixed Rate
Payments are preset for 20 years. The maximum conforming loan amount may be exceeded with a subordinate loan. You may reduce the term of the loan with a bi-weekly option. Call one of our loan consultants today for the latest rates.
Term: 20 years
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15 Year Fixed
Fixed Rate
Payments are preset for 15 years. The maximum conforming loan amount may be exceeded with a subordinate loan. Reduce the term of the loan by signing up for the bi-weekly option. Call one of our loan consultants today for the latest rates.
Term: 15 years
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7/1 ARM
Libor 7/1 & 10/1
Libor 1/1 3/1 5/1 7/1 10/1
This loan has a fixed interest rate for 7 years and then becomes adjustable thereafter. It is generally a lower rate than a 30, 20 or 15 year loan. Statistics indicate that most people move or refinance in 5 to 7 years. The maximum conforming loan amount may be exceeded with a subordinate loan. Call one of our loan consultants today for the latest rates.
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5/1 ARM
Flex 3 & Flex 5
80/15/10 Financing
Libor 1/1 3/1 5/1 7/1 10/1
5/1 Interest Only
This product has a fixed rate for 5 years and then becomes an adjustable thereafter. The interest rates are generally lower than typical 30, 20 or 15 year loans. Statistics indicate that most people move or refincance in 5 to 7 years. The maximum conforming loan amount may be exceeded with a subordinate loan. Call one of our loan consultants today for the latest rates.
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3/1 ARM
Fixed Rate
80/15/10 Financing
Libor 1/1 3/1 5/1 7/1 10/1
This loan has a fixed interest rate for 3 years and then becomes adjustable thereafter. It is generally a lower rate than a 30, 20 or 15 year loan. Statistics indicate that most people move or refinance in 5 to 7 years. You may benefit from the lower rate. The maximum conforming loan amount may be exceeded with a subordinate loan. Call one of our loan consultants today for the latest rates.
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Alternate Credit
No Income No Asset No Employment Disclosure
Alternate Credit
Alt-A Libor
Borrowers with special circumstances.
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Jumbo Loans
Jumbo Loans Up To $2.5 Million
Jumbo loans are also referred to as Non-Conforming loans. Call one of our loan consultants today for more information.
1 Family - $333,701
2 Family - $427,150
3 Family - $516,300
4 Family - $641,650
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Home Equity - Line of Credit
Up to $250,000 with no closing costs.
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Interst Only Loans
30 Year Fixed-Interest Only for First 10 Years
5/1 Interest Only
Various interest only programs are available: 10/1, 5/1, 3/1
Contact one of our loan consultants for details.
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1.25% Principal & Interest
With the 1.25 adjustable mortgage rate you can:
- Have your payments preset for 5 years.
- Save over 40% from your current monthly payment.
- Consolidate your credit card debt.
- Plan your retirement.
- Pay nursing and medical bills.
- Invest in real estate.
- Remodel your home.
- Save for your children's college education.
- Save for your children's wedding.
- Pay off high interest debt.
- Invest wisely and safely.
- Call one of our loan consultants today for more information.
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This is a very flexible loan product that can be tailored to each individual's needs. For example, payments can be structured around a 30 year, 20 year, 15 year or whatever your requirements may be. Interest only payments are also available. |
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